PPF Calculator
Calculate the maturity value of your Public Provident Fund (PPF) investment. Plan your long-term tax-free savings with our comprehensive PPF calculator.
PPF Investment Details
Annual Investment
₹1,50,000
₹
Enter annual investment or use slider (₹500 to ₹1,50,000)
PPF Interest Rate
7.1%
%
Enter current PPF interest rate or use slider (1% to 15%)
Investment Period
15 years
years
Enter investment period or use slider (1 to 50 years)
Maturity Value
₹40,68,209
Total Investment
₹22,50,000
₹18,18,209
Total Interest Earned
₹1,50,000
Annual Investment
Year-wise Growth
| Year | Annual Investment | Interest Earned | Closing Balance |
|---|
About PPF Calculator
The Public Provident Fund (PPF) is a popular long-term savings scheme in India, offering attractive interest rates and tax benefits under Section 80C. This PPF calculator helps you estimate the maturity value of your PPF investment.
How PPF Calculator Works
- The calculator uses the compound interest formula specific to PPF calculations.
- Interest is compounded annually but calculated on monthly balances.
- The minimum investment period is 15 years, with an option to extend in blocks of 5 years.
- You can adjust the annual investment, interest rate, and investment period to see different scenarios.
PPF Key Features
- Tax Benefits: Investments up to ₹1.5 lakh qualify for deduction under Section 80C
- Tax-Free Returns: Both interest earned and maturity amount are tax-free
- Safety: Backed by the Government of India (sovereign guarantee)
- Liquidity: Partial withdrawals allowed from 7th year onwards
- Loan Facility: Can avail loan against PPF from 3rd to 6th year
- Flexible Contributions: Minimum ₹500 to maximum ₹1.5 lakh per year
Note: This calculator provides an estimate based on the inputs provided. Actual returns may vary if the interest rate changes during the investment period. PPF interest rates are set by the government and reviewed quarterly.