Adjust Your SIP Details

Monthly Investment ₹5,000
₹500 ₹25,000 ₹50,000 ₹75,000 ₹1,00,000
Enter amount or use slider (₹500 to ₹1,00,000)
Expected Annual Return Rate 12%
%
1% 8% 15% 22% 30%
Enter percentage or use slider (1% to 30%)
Investment Time Period 10 years
years
1 year 10 years 20 years 30 years 40 years
Enter years or use slider (1 to 40 years)
Estimated Returns
₹11,61,695
Total Investment
₹6,00,000
₹17,61,695
Final Amount
₹11,61,695
Wealth Gained

About SIP Calculator

A Systematic Investment Plan (SIP) is a method of investing a fixed sum regularly in mutual funds. This SIP calculator helps you estimate the potential returns on your SIP investments based on the amount, duration, and expected rate of return.

How SIP Calculator Works

  • The calculator uses the compound interest formula to compute future value of SIP investments.
  • It assumes that your investments are made at the beginning of each month.
  • The returns are calculated based on the power of compounding.
  • You can adjust the monthly investment, expected return rate, and time period to see different scenarios.

Benefits of SIP

  • Disciplined Investing: Encourages regular investing habits
  • Rupee Cost Averaging: Buy more units when prices are low and fewer when prices are high
  • Power of Compounding: Your returns generate more returns over time
  • Flexibility: Start with as little as ₹500 per month
Note: This calculator provides an estimate based on the inputs provided. Actual returns may vary based on market conditions and fund performance. Past performance is not indicative of future results.

What is a SIP Calculator?

A SIP Calculator is an online tool that helps investors estimate the potential returns on their Systematic Investment Plan (SIP) investments based on monthly investment amount, expected rate of return, and investment duration.

How does SIP Calculator work?

The SIP calculator uses the compound interest formula: FV = P × [((1 + r)^n - 1) / r] × (1 + r) where P is monthly investment, r is monthly rate of return, and n is number of months.

Is SIP calculator accurate?

The calculator provides an estimate based on your inputs. Actual returns may vary due to market conditions, expense ratios, and fund performance.

What is the minimum SIP amount?

Most mutual funds allow SIP investments starting from ₹500 per month, though some funds may have higher minimum amounts.