Terms of Use

1. Acceptance of Terms

By accessing and using toolshub.app ("the Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Website.

We reserve the right to modify these terms at any time. Continued use of the Website after changes constitutes acceptance of the modified terms.

2. Description of Service

toolshub.app provides free online tools including calculators, converters, and generators ("the Services") for informational and educational purposes. Our Services include but are not limited to:

• Financial calculators (SIP, EMI, PPF, etc.)
• Currency and unit converters
• Tax calculation tools
• Mathematical and statistical tools
• Other general-purpose calculators and converters

All tools are provided free of charge without any registration requirements.

3. Disclaimer of Financial Advice

IMPORTANT: toolshub.app provides tools for informational and educational purposes only. We are not financial advisors, and our tools should not be considered financial advice.

The results generated by our calculators are estimates based on standard formulas and assumptions. Actual results may vary due to factors beyond our control.

You should:

• Consult with qualified financial professionals before making financial decisions
• Verify calculations independently when making important decisions
• Understand that past performance does not guarantee future results
• Consider all relevant factors beyond what our tools can calculate

4. User Responsibilities

As a user of toolshub.app, you agree to:

• Use the Services only for lawful purposes
• Provide accurate information when using our tools
• Not attempt to disrupt or interfere with the Website's operation
• Not use automated systems to access our Services excessively
• Respect our intellectual property rights
• Not attempt to reverse engineer or copy our tools

5. Accuracy and Limitations

While we strive for accuracy, toolshub.app cannot guarantee:

• 100% accuracy in all calculations due to rounding, approximations, or formula variations
• Real-time accuracy of currency exchange rates or market data
• Completeness of results for all possible scenarios
• That tools will meet all your specific requirements

We regularly update and test our tools, but errors may occur. Please report any inaccuracies to support@toolshub.app.

6. Privacy and Data

We respect your privacy. Our tools are designed to:

• Perform calculations locally in your browser when possible
• Minimize data collection
• Not require personal information for basic tool usage

For details about data collection and usage, please refer to our Privacy Policy.

7. Prohibited Uses

You may not use toolshub.app to:

• Engage in illegal activities or encourage illegal behavior
• Spread malware, viruses, or harmful code
• Impersonate others or provide false information
• Scrape or copy our content without permission
• Overload our servers with excessive requests
• Use our tools for commercial resale without authorization

8. Intellectual Property

All content on toolshub.app, including:

• Tool designs and interfaces
• Website layout and design
• Original text and content
• Logos and branding

are owned by Toolhub or licensed to us. You may not copy, reproduce, or distribute our content without permission, except for personal, non-commercial use.

The underlying mathematical formulas used in our calculators are generally not protected by copyright and may be used freely.

9. Third-Party Links

toolshub.app may contain links to third-party websites. We:

• Are not responsible for the content of linked sites
• Do not endorse or guarantee the accuracy of external content
• Cannot control the privacy practices of other websites

You access third-party links at your own risk.

10. Limitation of Liability

To the maximum extent permitted by law, toolshub.app and its operators shall not be liable for:

• Any direct, indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Errors or inaccuracies in calculation results
• Decisions made based on our tools' outputs
• Website downtime or technical issues

Our tools are provided "as is" without warranties of any kind.

11. Governing Law

These Terms of Use are governed by the laws of [Your Country/State]. Any disputes shall be resolved in the courts of [Your Jurisdiction].

If any provision of these terms is found invalid, the remaining provisions shall remain in effect.

12. Changes to Terms

We may update these Terms of Use periodically. We will:

• Update the "Last Updated" date at the top of this page
• Notify users of significant changes when possible
• Archive previous versions upon request

Your continued use after changes constitutes acceptance of the new terms.

13. Contact Information

For questions about these Terms of Use, contact us at:

• Email: contact@toolshub.app
• Subject: Terms of Use Inquiry

We aim to respond to all legal inquiries within 5 business days.