Enter Estate Details

Assets
Real Estate Value ₹50,00,000
Total market value of all real estate properties
Financial Investments ₹30,00,000
Stocks, mutual funds, bonds, and other investments
Bank Deposits ₹10,00,000
Savings accounts, fixed deposits, recurring deposits
Business Interests ₹5,00,000
Value of business ownership, partnerships, or shares
Other Assets ₹5,00,000
Jewelry, vehicles, artwork, collectibles
Liabilities
Home Loan Balance ₹20,00,000
Outstanding home loan/mortgage balance
Other Loans ₹5,00,000
Personal loans, car loans, credit card debt
Final Expenses ₹2,00,000
Funeral costs, medical bills, legal fees
Number of Beneficiaries 3
persons
Individuals who will inherit your estate
Total Net Worth
₹73,00,000
Total Assets ₹1,00,00,000
Total Liabilities ₹27,00,000

Asset Distribution

Real Estate 50% ₹50,00,000
Investments 30% ₹30,00,000
Bank Deposits 10% ₹10,00,000
Other Assets 10% ₹10,00,000

Beneficiary Allocation

Estate Planning Recommendations

Will Preparation

Based on your estate size, consider creating a detailed will to ensure proper asset distribution.

Priority: High

Asset Protection

Consider trusts for asset protection and tax efficiency.

Priority: Medium

Debt Management

Address outstanding liabilities to maximize inheritance value.

Priority: High

Next Steps for Estate Planning

1

Document Assets

Create a comprehensive list of all assets with values and locations

2

Consult Legal Advisor

Meet with an estate planning attorney to draft legal documents

3

Update Nominations

Review and update nominations on bank accounts and investments

4

Communicate Plans

Discuss your plans with family members to avoid surprises

About Estate Planning

Estate planning is the process of arranging for the management and disposal of your estate during your life and after death. It involves wills, trusts, beneficiary designations, powers of appointment, and other strategies.

Essential Estate Planning Documents

Last Will & Testament

Specifies how your assets should be distributed after your death

  • Names executor
  • Designates guardians for minors
  • Specific bequests to individuals
  • Residuary estate distribution

Living Will

Medical care instructions if you become incapacitated

  • Life support preferences
  • Pain management instructions
  • Organ donation wishes
  • Healthcare proxy designation

Power of Attorney

Authorizes someone to act on your behalf

  • Financial decisions
  • Property management
  • Legal transactions
  • Can be durable or limited

Trust Agreements

Legal arrangements for asset management

  • Avoids probate
  • Provides asset protection
  • Tax efficiency
  • Privacy protection

Common Estate Planning Mistakes to Avoid

Not Having a Will

Dying without a will (intestate) means state laws determine asset distribution, which may not match your wishes.

Outdated Documents

Failing to update documents after major life events like marriage, divorce, births, or deaths.

Improper Beneficiary Designations

Not updating beneficiary designations on insurance policies and retirement accounts.

Ignoring Tax Implications

Not considering potential taxes that could reduce the inheritance for your heirs.

Estate Planning Checklist

Note: Estate planning laws vary by jurisdiction. This calculator provides estimates and educational information. Consult with qualified legal and financial professionals for personalized advice based on your specific situation and local laws.

What is estate planning?

Estate planning is the process of arranging for the management and distribution of your assets during your lifetime and after death, typically involving wills, trusts, beneficiary designations, and other legal documents.

When should I start estate planning?

Everyone over 18 should have basic estate planning documents. Major life events like marriage, having children, buying property, or significant changes in assets should trigger a review of your estate plan.

What's the difference between a will and a trust?

A will takes effect after death and goes through probate court. A trust takes effect immediately and avoids probate, providing more privacy and control over asset distribution.

Do I need a lawyer for estate planning?

While simple wills can be created without a lawyer, complex estates with significant assets, business interests, or special circumstances should involve legal professionals to ensure compliance with laws and proper execution.