Rent vs Buy Decision

Deciding between renting and buying is one of the biggest financial decisions. This calculator helps you compare: total cost of renting, total cost of buying (including down payment, EMI, interest, maintenance), appreciation, and tax benefits.

Key Factors: Property price, monthly rent, down payment, loan tenure, interest rate, property appreciation rate, maintenance costs, and duration of stay.

Compare Rent vs Buy

Property Price (₹)₹50,00,000
Monthly Rent (₹)₹30,000
Years to Consider10 years
years

Comparison

Total Renting Cost
₹36,00,000
Total Buying Cost
₹45,00,000
Better Option
Rent
Savings
₹9,00,000