What is Down Payment?

Down payment is the amount you pay upfront to purchase a property. In India, typical down payment ranges from 20% to 30% of property value for first-time buyers. The remaining amount is financed through a home loan. Higher down payment = Lower loan amount, lower EMI, faster approval.

Calculate Down Payment

Property Price (₹)₹50,00,000
Down Payment % 20%
%

Results

Property Price
₹50,00,000
Down Payment
₹10,00,000
Loan Amount
₹40,00,000
% of Price
20%