Debt-to-Income Calculator
Calculate your debt-to-income ratio to assess loan eligibility and financial health.
What is DTI?
Debt-to-Income (DTI) ratio is the percentage of your gross monthly income that goes toward debt payments. Banks typically require DTI below 43-50% for loan approval. Formula: DTI = (Total Monthly Debt / Gross Monthly Income) × 100
Importance: Lenders use DTI to assess your ability to repay new loans. Lower DTI = Better loan approval chances and better interest rates.
Calculate DTI
Monthly Income (₹)₹1,00,000
₹
Total Monthly Debt (₹)₹30,000
₹
Results
DTI Ratio
30%
of income
Loan Status
Good
approval likely
Monthly Debt
₹30,000
Monthly Income
₹1,00,000